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Debt relief & credit repair

Unauthorized withdrawals or charges

Consumers have filed 1,181 complaints about this, 465 in the last 12 months (+5%), against 311 companies. The most complained-about is Consumer Financial Services Solutions. Companies closed 13% of these with relief.

Companies with the most

Last 12 months.

By month

By state

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Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Nov 11, 2026Navy Federal Credit UnionDebt relief & credit repairUnauthorized withdrawals or chargesMDIn progressYes
Nov 10, 2026FCC FinanceDebt relief & credit repairUnauthorized withdrawals or chargesFLIn progressYes
Nov 8, 2026GreenPathDebt relief & credit repairUnauthorized withdrawals or chargesOKExplainedYes
Nov 4, 2026Resurgent Capital ServicesDebt relief & credit repairUnauthorized withdrawals or chargesCOExplainedYes
Nov 4, 2026ExperianDebt relief & credit repairUnauthorized withdrawals or chargesFLIn progressYes
Nov 3, 2026ClearOne AdvantageDebt relief & credit repairUnauthorized withdrawals or chargesCOIn progressYes
Nov 3, 2026Resurgent Capital ServicesDebt relief & credit repairUnauthorized withdrawals or chargesTNFixedYes
Oct 31, 2026BlockDebt relief & credit repairUnauthorized withdrawals or chargesFLIn progressYes
Oct 31, 2026ADP IncDebt relief & credit repairUnauthorized withdrawals or chargesFLExplainedYes
Oct 30, 2026Liberty Debt ReliefDebt relief & credit repairUnauthorized withdrawals or chargesNCExplainedYes
Oct 29, 2026Branch MessengerDebt relief & credit repairUnauthorized withdrawals or chargesPAExplainedYes
Oct 27, 2026ClearOne AdvantageDebt relief & credit repairUnauthorized withdrawals or chargesMAExplainedNo
Oct 27, 2026Palisade Legal GroupDebt relief & credit repairUnauthorized withdrawals or chargesNJIn progressYes
Oct 23, 2026Wells FargoDebt relief & credit repairUnauthorized withdrawals or chargesTXExplainedYes
Oct 23, 2026PayPalDebt relief & credit repairUnauthorized withdrawals or chargesNYIn progressYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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