Debt collection
Central Research debt collection complaints
Consumers have filed 164 complaints about Central Research's debt collection, 130 in the last 12 months (+282%). Central Research answered 100% on time and closed 0% with relief. See the whole Central Research record.
Central Research against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Central Research | 130 | 100% | 0% |
Latest Central Research debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 28, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 21, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| May 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 20, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 13, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 11, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 4, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 1, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 22, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 9, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 8, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Apr 8, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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