Credit reporting
CFS Acceptance credit reporting complaints
Consumers have filed 4 complaints about CFS Acceptance's credit reporting, 1 in the last 12 months. CFS Acceptance answered 0% on time and closed - with relief. See the whole CFS Acceptance record.
CFS Acceptance against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | CFS Acceptance | 1 | 0% | - |
Latest CFS Acceptance credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 14, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Nov 10, 2025 | Credit reporting | Identity theft protection or other monitoring servicesReceived unwanted marketing or advertising | No timely reply |
| Aug 25, 2025 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | No timely reply |
| Mar 31, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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