Credit reporting
Chime credit reporting complaints
Consumers have filed 1,205 complaints about Chime's credit reporting, 625 in the last 12 months (+115%). Chime answered 100% on time and closed 5% with relief. See the whole Chime record.
Chime against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Chime | 625 | 100% | 5% |
Latest Chime credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 20, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Oct 19, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 19, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | In progress |
| Oct 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | In progress |
| Oct 19, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 18, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 18, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 18, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 17, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Oct 17, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 16, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | In progress |
| Oct 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 14, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 14, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Oct 14, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | In progress |
| Oct 14, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 13, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 12, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 12, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 12, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | In progress |
| Oct 12, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 12, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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