Credit reporting
Chime credit reporting complaints
Consumers have filed 1,205 complaints about Chime's credit reporting, 625 in the last 12 months (+115%). Chime answered 100% on time and closed 5% with relief. See the whole Chime record.
Chime against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Chime | 625 | 100% | 5% |
Latest Chime credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 11, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 10, 2026 | Credit reporting | Identity theft protection or other monitoring servicesBilling dispute for services | Explained |
| Oct 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | In progress |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 6, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 3, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Oct 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 2, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Oct 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Oct 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Sep 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | In progress |
| Sep 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Sep 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 30, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Sep 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Chime
No comments yet. Start the conversation - questions are welcome too.