Debt collection
Choice Recovery debt collection complaints
Consumers have filed 715 complaints about Choice Recovery's debt collection. See the whole Choice Recovery record.
Choice Recovery against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Choice Recovery | 0 | - | - |
Latest Choice Recovery debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 25, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 22, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 20, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 18, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 17, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 21, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 18, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 14, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 13, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 11, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 8, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 18, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 16, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 16, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 16, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 14, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 10, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 9, 2022 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jun 8, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 6, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 6, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 3, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 2, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 29, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 26, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 26, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 25, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 17, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 15, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 14, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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