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Debt collector · complaint record

Choice Recovery complaints

Consumers have filed 846 complaints about Choice Recovery since 2013, none in the last 12 months. It answered 98.2% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
846

Since August 2013

Last 12 months
0

new vs the year before

Answered on time
98.2%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Dec 5, 2022

Rank
-

Choice Recovery complaints by month

The busiest month was September 2020 (21 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Choice Recovery answered all time

  • Closed with monetary relief10.1%
  • Closed with explanation78692.9%
  • Closed597%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Choice Recovery complaints are about

Top Choice Recovery problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 157
  • Debt was result of identity theft 57
  • Debt was paid 57
  • Debt was already discharged in bankruptcy and is no longer owed 8

Where Choice Recovery complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Ohio (267), Florida (230), Georgia (57), Texas (53), Illinois (37).

Choice Recovery compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Choice RecoveryDebt collection-0new98.2%0%-

Compare side by side: Choice Recovery vs Green Square · Choice Recovery vs EMoneyUSA · Choice Recovery vs Mullooly Jeffrey Rooney & Flynn · Choice Recovery vs Credit World Services

What people say about Choice Recovery

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Latest Choice Recovery complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Dec 5, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedNo
Dec 4, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedNo
Dec 4, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedNo
Dec 3, 2022Credit reportingImproper use of your reportReporting company used your report improperlyOHExplainedNo
Dec 3, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedNo
Dec 2, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedNo
Nov 20, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
Nov 17, 2022Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes
Nov 9, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeMNExplainedYes
Nov 3, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Oct 30, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Oct 21, 2022Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes

Questions about Choice Recovery

How many complaints does Choice Recovery have?

Choice Recovery has 846 complaints on record since August 2013, including 0 in the last 12 months and 0 in the last 30 days.

Does Choice Recovery respond to complaints?

Yes. Choice Recovery answered 98.2% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Choice Recovery?
Is Choice Recovery legit?

Choice Recovery is a real company with a public complaint record: consumers have complained about it 846 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Choice Recovery legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Choice Recovery?

Complain to Choice Recovery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Choice Recovery complaints come from?

Most come from Ohio (267), Florida (230), Georgia (57). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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