Debt collection
Cig Financial debt collection complaints
Consumers have filed 89 complaints about Cig Financial's debt collection, 28 in the last 12 months (+22%). Cig Financial answered 100% on time and closed 0% with relief. See the whole Cig Financial record.
Cig Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Cig Financial | 28 | 100% | 0% |
Latest Cig Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 27, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 16, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 13, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 11, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 8, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 31, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 23, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 16, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 28, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 28, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 28, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 20, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 14, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 11, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 4, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 11, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 31, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 27, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 29, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 14, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 16, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 22, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 9, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 12, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 7, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 26, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 15, 2023 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 7, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Cig Financial
No comments yet. Start the conversation - questions are welcome too.