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Debt collection

Commonwealth Financial Systems debt collection complaints

Consumers have filed 3,568 complaints about Commonwealth Financial Systems's debt collection. See the whole Commonwealth Financial Systems record.

Commonwealth Financial Systems against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Commonwealth Financial Systems0new--3,568

Every debt collector ranked

Latest Commonwealth Financial Systems debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 13, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jul 12, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jul 12, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Jul 7, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Jul 6, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeOHExplainedYes
Jul 3, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jun 30, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtTNExplainedYes
Jun 30, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedNo
Jun 19, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jun 16, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Jun 15, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtNHExplainedYes
Jun 13, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jun 13, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 13, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 12, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedNo
Jun 11, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Jun 7, 2023Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payGAExplainedYes
Jun 6, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Jun 2, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTNExplainedYes
Jun 1, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursKYExplainedYes
May 31, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
May 27, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
May 26, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
May 25, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
May 25, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
May 24, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
May 24, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedLAExplainedYes
May 23, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
May 22, 2023Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyNCExplainedYes
May 20, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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