Debt collection
Commonwealth Financial Systems debt collection complaints
Consumers have filed 3,568 complaints about Commonwealth Financial Systems's debt collection. See the whole Commonwealth Financial Systems record.
Commonwealth Financial Systems against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Commonwealth Financial Systems | 0 | - | - |
Latest Commonwealth Financial Systems debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 13, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 12, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 10, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 5, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 5, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 2, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 2, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 1, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 30, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 29, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 28, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 28, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 27, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 21, 2023 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 18, 2023 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Aug 17, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 15, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 13, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 12, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 9, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 6, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 5, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 5, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 2, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 1, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 1, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 1, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 29, 2023 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jul 20, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 16, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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