Debt collection
Commonwealth Financial Systems debt collection complaints
Consumers have filed 3,568 complaints about Commonwealth Financial Systems's debt collection. See the whole Commonwealth Financial Systems record.
Commonwealth Financial Systems against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Commonwealth Financial Systems | 0 | - | - |
Latest Commonwealth Financial Systems debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 27, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Nov 24, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Nov 15, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Oct 22, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 16, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 15, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Oct 14, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 14, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 6, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Aug 16, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jun 18, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| May 30, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Apr 20, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Apr 2, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Mar 28, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jan 25, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 10, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 4, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 29, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 19, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 10, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 8, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 6, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 24, 2023 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Nov 22, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 16, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 13, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 10, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 10, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 6, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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