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Debt collection

Consumer Financial Services Solutions debt collection complaints

Consumers have filed 33 complaints about Consumer Financial Services Solutions's debt collection, 17 in the last 12 months. Consumer Financial Services Solutions answered 52.9% on time and closed 0% with relief. See the whole Consumer Financial Services Solutions record.

Consumer Financial Services Solutions against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Consumer Financial Services Solutions17new52.9%0%33

Every debt collector ranked

Latest Consumer Financial Services Solutions debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 28, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtFLExplainedYes
Sep 28, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtFLExplainedYes
Aug 16, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes
Jul 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jun 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedNo
Mar 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedNo
Feb 3, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payNYExplainedYes
Feb 2, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeNYExplainedYes
Jan 30, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedNo
Jan 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedNo
Jan 29, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageNYExplainedNo
Jan 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedNo
Jan 23, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitAZExplainedYes
Dec 24, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payNYExplainedNo
Dec 24, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedNo
Dec 18, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtFLExplainedYes
Nov 26, 2025Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyMIExplainedYes
Nov 9, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtTNExplainedYes
Oct 8, 2025Debt collectionAttempts to collect debt not owedDebt was paidKYExplainedYes
Oct 5, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMIExplainedYes
Oct 2, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedNo
Sep 12, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Aug 12, 2025Debt collectionFalse statements or representationTold you not to respond to a lawsuit they filed against youMOExplainedYes
Apr 25, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtMOExplainedYes
Nov 4, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Apr 11, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Jan 7, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Aug 18, 2021Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialTXExplainedYes
Jan 26, 2021Debt collectionAttempts to collect debt not owedDebt was paid-ExplainedYes
Dec 10, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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