Debt collector · complaint record
Credit Adjustment complaints
Filed under Credit Adjustment, Inc
Consumers have filed 5 complaints about Credit Adjustment since 2015, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 5
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since August 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 13, 2026
Most complained-about debt collectors
Credit Adjustment complaints by month
The busiest month was August 2015 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit Adjustment answered all time
- Closed with explanation5100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Credit Adjustment problems
Inside "False statements or representation"
- Attempted to collect wrong amount 2
- Indicated committed crime not paying 1
Credit Adjustment compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Credit AdjustmentDebt collection | - | 1 | - |
Compare side by side: Credit Adjustment vs Green Square · Credit Adjustment vs EMoneyUSA · Credit Adjustment vs Mullooly Jeffrey Rooney & Flynn · Credit Adjustment vs Credit World Services
What people say about Credit Adjustment
All experiencesNo experiences with Credit Adjustment yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit Adjustment complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 28, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 17, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 22, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Aug 14, 2015 | Debt collection | False statements or representationIndicated committed crime not paying | Explained |
Questions about Credit Adjustment
How many complaints does Credit Adjustment have?
Credit Adjustment has 5 complaints on record since August 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Credit Adjustment respond to complaints?
Yes. Credit Adjustment answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Credit Adjustment?
The most common problems are took or threatened to take negative or legal action (1), false statements or representation (3), cont'd attempts collect debt not owed (1).
Is Credit Adjustment legit?
Credit Adjustment is a real company with a public complaint record: consumers have complained about it 5 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Adjustment legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credit Adjustment?
Complain to Credit Adjustment in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit Adjustment complaints come from?
Most come from Arizona (4), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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