Debt collection
Credit Center debt collection complaints
Consumers have filed 77 complaints about Credit Center's debt collection, 13 in the last 12 months. Credit Center answered 100% on time and closed 0% with relief. See the whole Credit Center record.
Credit Center against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Credit Center | 13 | 100% | 0% |
Latest Credit Center debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 11, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 10, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Apr 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 20, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 27, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 17, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 5, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 21, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 14, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 2, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 24, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 9, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 23, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 29, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 29, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 24, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 25, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 21, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 19, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 25, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 4, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 10, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 17, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 23, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 10, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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