Debt collection
Credit One debt collection complaints
Consumers have filed 36 complaints about Credit One's debt collection, 16 in the last 12 months. Credit One answered 100% on time and closed 0% with relief. See the whole Credit One record.
Credit One against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Credit One | 16 | 100% | 0% |
Latest Credit One debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 27, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 13, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Feb 10, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 24, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 16, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Oct 1, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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