Debt collector · complaint record
Credit One complaints
Filed under Credit One LLC
Consumers have filed 46 complaints about Credit One since 2013, 22 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 46
- Last 12 months
- 22
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 3
- Rank
- #502 of 1,963
Since October 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 5, 2026
Most complained-about debt collectors
Credit One complaints by month
The busiest month was May 2026 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit One answered all time
- Closed with explanation46100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Credit One complaints are about
Top Credit One problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 9
- Debt was result of identity theft 2
- Debt was paid 2
- Debt was already discharged in bankruptcy and is no longer owed 1
Where Credit One complaints come from
Most complaints: Florida (14), Texas (7), North Carolina (3), Alabama (3), New York (3).
Credit One compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Credit OneDebt collection | - | 22 | - |
Compare side by side: Credit One vs Green Square · Credit One vs EMoneyUSA · Credit One vs Mullooly Jeffrey Rooney & Flynn · Credit One vs Credit World Services
What people say about Credit One
All experiencesNo experiences with Credit One yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit One complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 12, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 11, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Aug 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 10, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 28, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Credit One
How many complaints does Credit One have?
Credit One has 46 complaints on record since October 2013, including 22 in the last 12 months and 3 in the last 30 days. That makes it number 1,027 of every company by complaints this year.
Does Credit One respond to complaints?
Yes. Credit One answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Credit One?
The most common problems are attempts to collect debt not owed (14), incorrect information on your report (5), took or threatened to take negative or legal action (4).
Is Credit One legit?
Credit One is a real company with a public complaint record: consumers have complained about it 46 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit One legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credit One?
Complain to Credit One in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit One complaints come from?
Most come from Florida (14), Texas (7), North Carolina (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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