Debt collection
Credit One debt collection complaints
Consumers have filed 36 complaints about Credit One's debt collection, 16 in the last 12 months. Credit One answered 100% on time and closed 0% with relief. See the whole Credit One record.
Credit One against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Credit One | 16 | 100% | 0% |
Latest Credit One debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 11, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Aug 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 13, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 13, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 29, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 4, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 9, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 28, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 1, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 28, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 7, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 10, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 16, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 7, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 31, 2020 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Mar 12, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 11, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 24, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 6, 2018 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Dec 15, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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