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Complaint log

Credit One complaint log

The newest complaints about Credit One, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtALExplainedYes
Nov 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Oct 18, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedYes
Oct 12, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportOHExplainedYes
Sep 11, 2026Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopTXExplainedYes
Aug 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Aug 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jul 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 10, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Jun 7, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
May 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseALExplainedYes
May 17, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
May 12, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
May 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
May 1, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Apr 30, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Apr 13, 2026Debt collectionCommunication tacticsFrequent or repeated callsNYExplainedYes
Apr 13, 2026Debt collectionCommunication tacticsFrequent or repeated callsNYExplainedYes
Apr 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Mar 29, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Feb 4, 2026Debt collectionAttempts to collect debt not owedDebt was paidMOExplainedYes
Jan 9, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Aug 29, 2023Payday & personal loansProblem with the payoff process at the end of the loanNYExplainedNo
May 28, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Jun 1, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtNVExplainedYes
Aug 28, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedALExplainedYes
Apr 7, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Mar 12, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageILExplainedYes
Feb 10, 2021Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Jan 16, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtTNExplainedYes
Jan 7, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Mar 31, 2020Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopFLExplainedYes
Mar 12, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Feb 10, 2020Auto loans & leasesProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days-ExplainedYes
Dec 11, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Jul 24, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtRIExplainedYes
Jul 6, 2018Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedFLExplainedYes
Dec 15, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtFLExplainedYes
Sep 27, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursIAExplainedYes
Jan 13, 2017Debt collectionCont'd attempts collect debt not owedDebt was paidMDExplainedYes
Feb 10, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtMDExplainedYes
Mar 24, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineLAExplainedYes
Jan 16, 2015Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyFLExplainedYes
Nov 17, 2014Credit cardsOtherFLExplainedYes
Oct 1, 2013Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftFLExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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