Debt collection
Creditors Specialty Service debt collection complaints
Consumers have filed 24 complaints about Creditors Specialty Service's debt collection. See the whole Creditors Specialty Service record.
Creditors Specialty Service against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Creditors Specialty Service | 0 | - | - |
Latest Creditors Specialty Service debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 7, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Jun 10, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | No timely reply |
| Apr 30, 2018 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | No timely reply |
| Feb 28, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Sep 18, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Jul 18, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| May 15, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Mar 21, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Mar 20, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
| Feb 9, 2017 | Debt collection | Communication tacticsThreatened to take legal action | No timely reply |
| Nov 23, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Fixed |
| Oct 10, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Oct 8, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 1, 2016 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Sep 30, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Sep 27, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Sep 21, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Sep 21, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Sep 9, 2016 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Aug 30, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jul 28, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 14, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 4, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Feb 29, 2016 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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