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Debt collection

CW Financial debt collection complaints

Consumers have filed 21 complaints about CW Financial's debt collection, 1 in the last 12 months. CW Financial answered 0% on time and closed - with relief. See the whole CW Financial record.

CW Financial against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13CW Financial1new0%-21

Every debt collector ranked

Latest CW Financial debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 17, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeGANo timely replyNo
Sep 7, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtORNo timely replyNo
Sep 1, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursWINo timely replyNo
Aug 23, 2021Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialALNo timely replyNo
Jul 5, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursNYNo timely replyNo
Jul 1, 2021Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageALNo timely replyNo
Jun 30, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtOHNo timely replyNo
Jun 2, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftCANo timely replyNo
May 26, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtALNo timely replyNo
May 3, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountWANo timely replyNo
Jan 14, 2020Debt collectionAttempts to collect debt not owedDebt was paidCANo timely replyNo
Oct 23, 2019Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsIANo timely replyNo
May 8, 2019Debt collectionCommunication tacticsFrequent or repeated callsCANo timely replyNo
Sep 4, 2018Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCANo timely replyNo
May 27, 2017Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep trying-No timely replyNo
Dec 22, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountALNo timely replyNo
Mar 3, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineOKExplainedYes
Oct 12, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtPAExplainedNo
Aug 31, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineMSExplainedNo
Jul 3, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineOHExplainedNo
Feb 9, 2014Debt collectionCommunication tacticsFrequent or repeated callsPAExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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