Debt collection
Dave Operating debt collection complaints
Consumers have filed 8 complaints about Dave Operating's debt collection, 4 in the last 12 months. Dave Operating answered 100% on time and closed 0% with relief. See the whole Dave Operating record.
Dave Operating against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Dave Operating | 4 | 100% | 0% |
Latest Dave Operating debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 14, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Jul 31, 2026 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | Explained |
| Jun 17, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Mar 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 19, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 22, 2024 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| May 10, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 26, 2024 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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