Debt collection
Debt debt collection complaints
Consumers have filed 202 complaints about Debt's debt collection, 116 in the last 12 months (+214%). Debt answered 98.3% on time and closed 0% with relief. See the whole Debt record.
Debt against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Debt | 116 | 98.3% | 0% |
Latest Debt debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 3, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 27, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 13, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 11, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 8, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 17, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 14, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Aug 7, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 26, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 20, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 2, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 6, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 30, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 13, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 5, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 5, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 8, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Mar 21, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 13, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 24, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 16, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 15, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jan 13, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 11, 2025 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Dec 29, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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