Debt collector · complaint record
Debt complaints
Filed under Debt Co LLC
Consumers have filed 241 complaints about Debt since 2021, 136 of them in the last 12 months (+183% on the year before). It answered 97.1% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is took or threatened to take negative or legal action.
Poor response record. How it works
- Complaints on record
- 241
- Last 12 months
- 136
- Answered on time
- 97.1%
- Closed with relief
- 0%
- Last 30 days
- 7
- Rank
- #168 of 1,963
Since August 2021
+183% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 5, 2026
Most complained-about debt collectors
Debt complaints by month
The busiest month was February 2026 (18 complaints). Complaints in the last 12 months are up 183% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Debt answered last 12 months
- Closed with explanation136100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time32/4597.1% on time
- Relief for customers0/400% closed with relief
- Complaint trend0/15+183% vs last year
What Debt complaints are about
Top Debt problems last 12 months
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 49
- Threatened to sue you for very old debt 1
- Collected or attempted to collect exempt funds 1
- Seized or attempted to seize your property 1
Where Debt complaints come from
Most complaints: Texas (124), Missouri (35), Illinois (10), Florida (7), Kentucky (6).
Debt compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SIMM AssociatesDebt collection | 33 | 138 | F |
| 2 | Kingston Data & Credit InternationalDebt collection | 6 | 138 | F |
| 3 | Deinde Online ServicesDebt collection | 44 | 137 | D |
| 4 | Atlantic Recovery SolutionsDebt collection | 5 | 136 | F |
| 5 | LendingPointDebt collection | 81 | 136 | A |
| 6 | DebtDebt collection | 32 | 136 | F |
| 7 | Herbert P. SearsDebt collection | 47 | 135 | D |
| 8 | F.H. Cann & AssociatesDebt collection | 55 | 135 | C |
Compare side by side: Debt vs SIMM Associates · Debt vs Kingston Data & Credit International · Debt vs Deinde Online Services · Debt vs Atlantic Recovery Solutions
What people say about Debt
All experiencesNo experiences with Debt yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Debt complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 31, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 22, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 13, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 7, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Debt
How many complaints does Debt have?
Debt has 241 complaints on record since August 2021, including 136 in the last 12 months and 7 in the last 30 days. That makes it number 403 of every company by complaints this year.
Does Debt respond to complaints?
Yes. Debt answered 97.1% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 32/100 (grade F).
What do people complain about most with Debt?
The most common problems are took or threatened to take negative or legal action (52), attempts to collect debt not owed (72), written notification about debt (40).
Is Debt legit?
Debt is a real company with a public complaint record: consumers have complained about it 241 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Debt legit? for the signals, red flags and how to protect yourself.
Are complaints about Debt going up or down?
Up. There were 136 complaints in the last 12 months against 48 in the 12 before (+183%). See every month.
How do I file a complaint against Debt?
Complain to Debt in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Debt complaints come from?
Most come from Texas (124), Missouri (35), Illinois (10). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Debt
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