Debt collection
DigniFi debt collection complaints
Consumers have filed 117 complaints about DigniFi's debt collection, 62 in the last 12 months (+130%). DigniFi answered 100% on time and closed 0% with relief. See the whole DigniFi record.
DigniFi against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | DigniFi | 62 | 100% | 0% |
Latest DigniFi debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 24, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 20, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 15, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 1, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 21, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 10, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 9, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 28, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 28, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jul 21, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 5, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 1, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 13, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 17, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 4, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 19, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 11, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 6, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 1, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 8, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 14, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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