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Debt collection

Diversified Acceptance debt collection complaints

Consumers have filed 99 complaints about Diversified Acceptance's debt collection, 4 in the last 12 months. Diversified Acceptance answered 0% on time and closed - with relief. See the whole Diversified Acceptance record.

Diversified Acceptance against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Diversified Acceptance4new0%-99

Every debt collector ranked

Latest Diversified Acceptance debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGANo timely replyNo
Apr 20, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXNo timely replyNo
Apr 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMINo timely replyNo
Mar 20, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXNo timely replyNo
May 28, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNJNo timely replyNo
Apr 25, 2025Debt collectionAttempts to collect debt not owedDebt was paidFLNo timely replyNo
Jun 28, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Dec 14, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Dec 4, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedNo
Jul 2, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedNo
Jun 8, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedNo
May 23, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedNo
May 15, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedNo
Apr 12, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 17, 2021Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedNo
Sep 27, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedNo
Sep 26, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedNo
Sep 16, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtSCExplainedNo
Sep 4, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedNo
Aug 23, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedNo
Jul 10, 2021Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedNo
Jun 21, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedNo
May 14, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedNo
Apr 19, 2021Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedNo
Apr 14, 2021Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageCAExplainedNo
Mar 13, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedNo
Feb 25, 2021Debt collectionWritten notification about debtDidn't receive notice of right to disputeCANo timely replyNo
Feb 8, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedNo
Feb 8, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedNo
Jan 17, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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