Debt collection
Emerald AR Systems debt collection complaints
Consumers have filed 29 complaints about Emerald AR Systems's debt collection. See the whole Emerald AR Systems record.
Emerald AR Systems against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Emerald AR Systems | 0 | - | - |
Latest Emerald AR Systems debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 24, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 1, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 20, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 12, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 15, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 14, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 29, 2021 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Dec 9, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 15, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 5, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 20, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 26, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 30, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 19, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 11, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 18, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 29, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 18, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 22, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 19, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 12, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 28, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 30, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Aug 31, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Mar 15, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 15, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 22, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 25, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Feb 4, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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