Debt collection
Encircle Collections debt collection complaints
Consumers have filed 9 complaints about Encircle Collections's debt collection. See the whole Encircle Collections record.
Encircle Collections against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Encircle Collections | 0 | - | - |
Latest Encircle Collections debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 6, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 8, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 21, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Jan 23, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 9, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Jul 28, 2016 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Money back |
| Jul 31, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jun 17, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 13, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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