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Debt collector · complaint record

Encircle Collections complaints

Consumers have filed 10 complaints about Encircle Collections since 2015, none in the last 12 months. It answered 80% on time and closed 10% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
10

Since February 2015

Last 12 months
0

new vs the year before

Answered on time
80%

Industry: 96.5%

Closed with relief
10%

Typical debt collector: 24%

Last 30 days
0

Newest: Jun 6, 2018

Rank
-

Encircle Collections complaints by month

The busiest month was January 2017 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Encircle Collections answered all time

  • Closed with monetary relief110%
  • Closed with explanation990%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Encircle Collections complaints are about

  • Debt collection990%
  • Credit reporting110%

Top Encircle Collections problems

Inside "Cont'd attempts collect debt not owed"

  • Debt resulted from identity theft 2
  • Debt was paid 1

Where Encircle Collections complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Ohio (2), Georgia (2), Maryland (2), Mississippi (1), Pennsylvania (1).

Encircle Collections compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Encircle CollectionsDebt collection-0new80%10%-

Compare side by side: Encircle Collections vs Green Square · Encircle Collections vs EMoneyUSA · Encircle Collections vs Mullooly Jeffrey Rooney & Flynn · Encircle Collections vs Credit World Services

What people say about Encircle Collections

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Latest Encircle Collections complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jun 6, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftWVExplainedNo
Feb 8, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedNo
Apr 26, 2017Credit reportingIncorrect information on your reportAccount information incorrectPAExplainedYes
Feb 21, 2017Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftMDExplainedYes
Jan 23, 2017Debt collectionCommunication tacticsFrequent or repeated callsOHExplainedYes
Jan 9, 2017Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftMDExplainedYes
Jul 28, 2016Debt collectionCommunication tacticsUsed obscene/profane/abusive languageGAMoney backYes
Jul 31, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidMSExplainedYes
Jun 17, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtTXExplainedYes
Feb 13, 2015Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes

Questions about Encircle Collections

How many complaints does Encircle Collections have?

Encircle Collections has 10 complaints on record since February 2015, including 0 in the last 12 months and 0 in the last 30 days.

Does Encircle Collections respond to complaints?

Yes. Encircle Collections answered 80% of its complaints on time (within 15 days) and closed 10% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Encircle Collections?
Is Encircle Collections legit?

Encircle Collections is a real company with a public complaint record: consumers have complained about it 10 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Encircle Collections legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Encircle Collections?

Complain to Encircle Collections in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Encircle Collections complaints come from?

Most come from Ohio (2), Georgia (2), Maryland (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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