Debt collection
Express Recovery Services debt collection complaints
Consumers have filed 367 complaints about Express Recovery Services's debt collection, 77 in the last 12 months (+38%). Express Recovery Services answered 97.4% on time and closed 0% with relief. See the whole Express Recovery Services record.
Express Recovery Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Express Recovery Services | 77 | 97.4% | 0% |
Latest Express Recovery Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 28, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 20, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 14, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 13, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 18, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 2, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| May 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 5, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 20, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 31, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 20, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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