Debt collection
Express Recovery Services debt collection complaints
Consumers have filed 367 complaints about Express Recovery Services's debt collection, 77 in the last 12 months (+38%). Express Recovery Services answered 97.4% on time and closed 0% with relief. See the whole Express Recovery Services record.
Express Recovery Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Express Recovery Services | 77 | 97.4% | 0% |
Latest Express Recovery Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 28, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 26, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 21, 2026 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Oct 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 12, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 10, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 7, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Oct 4, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 3, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Sep 20, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Sep 18, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 21, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 19, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Aug 15, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 13, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 6, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 3, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 3, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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