Debt collector · complaint record
EZ Loans complaints
Filed under EZ Loans Co LLC
Consumers have filed 2 complaints about EZ Loans since 2023, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since December 2023
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jan 22, 2026
Most complained-about debt collectors
EZ Loans complaints by month
The busiest month was December 2023 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How EZ Loans answered all time
- Closed with explanation150%
- Untimely response150%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What EZ Loans complaints are about
Top EZ Loans problems
Inside "Took or threatened to take negative or legal action"
- Threatened to sue you for very old debt 1
EZ Loans compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | EZ LoansDebt collection | - | 1 | - |
Compare side by side: EZ Loans vs Green Square · EZ Loans vs EMoneyUSA · EZ Loans vs Mullooly Jeffrey Rooney & Flynn · EZ Loans vs Credit World Services
What people say about EZ Loans
All experiencesNo experiences with EZ Loans yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest EZ Loans complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 22, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Dec 5, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Questions about EZ Loans
How many complaints does EZ Loans have?
EZ Loans has 2 complaints on record since December 2023, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does EZ Loans respond to complaints?
Yes. EZ Loans answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with EZ Loans?
The most common problems are took or threatened to take negative or legal action (1), improper use of your report (1).
Is EZ Loans legit?
EZ Loans is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is EZ Loans legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against EZ Loans?
Complain to EZ Loans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most EZ Loans complaints come from?
Most come from Texas (1), Florida (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about EZ Loans
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