Debt collection
FC HoldCo debt collection complaints
Consumers have filed 506 complaints about FC HoldCo's debt collection, 96 in the last 12 months (-31%). FC HoldCo answered 99% on time and closed 0% with relief. See the whole FC HoldCo record.
FC HoldCo against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | FC HoldCo | 96 | 99% | 0% |
Latest FC HoldCo debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 25, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 25, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 20, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 17, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 9, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 3, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 2, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 29, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 29, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 29, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 25, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 25, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 24, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 22, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 21, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 18, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 11, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 2, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 30, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 27, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 27, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 26, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 25, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 25, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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