First Data against other credit bureaus & report companies
| # | Company | 12 months | Change | On time | Relief | All time |
|---|
| 1 | TransUnion | 2,331,811 | +58% | 100% | 41% | 5,233,338 |
| 2 | Experian | 2,053,038 | +58% | 99.9% | 13% | 4,685,519 |
| 3 | Equifax | 2,003,445 | +31% | 99.9% | 40% | 5,012,726 |
| 4 | LexisNexis | 36,424 | +107% | 99.4% | 25% | 73,974 |
| 5 | CBC Companies | 22,776 | -22% | 100% | 53% | 60,544 |
| 6 | Capital One | 10,567 | -3% | 100% | 15% | 54,153 |
| 7 | FIS (Fidelity National Information Services) | 6,930 | +40% | 100% | 0% | 18,768 |
| 8 | Resurgent Capital Services | 5,816 | +3% | 99.9% | 21% | 18,732 |
| 9 | Early Warning Services (Zelle) | 4,540 | +23% | 100% | 0% | 12,728 |
| 10 | CL Holdings | 4,485 | +38% | 100% | 45% | 10,946 |
| 11 | Citibank | 4,468 | -7% | 100% | 48% | 22,299 |
| 12 | Bank of America | 4,455 | +8% | 99.4% | 13% | 20,084 |
| 13 | First Data | 0 | new | - | - | 167 |
Every credit bureau ranked
Latest First Data credit reporting complaints
| Received | About | Issue | State | Answer | On time |
|---|
| Apr 5, 2015 | Credit reporting | Incorrect information on credit reportReinserted previously deleted info | TX | Explained | Yes |
| Mar 12, 2015 | Credit reporting | Incorrect information on credit reportAccount status | MN | Fixed | Yes |
| Mar 5, 2015 | Credit reporting | Incorrect information on credit reportInformation is not mine | GA | Explained | Yes |
| Mar 2, 2015 | Credit reporting | Incorrect information on credit reportInformation is not mine | NJ | Explained | Yes |
| Feb 26, 2015 | Credit reporting | Credit monitoring or identity protectionBilling dispute | CA | Explained | Yes |
| Feb 11, 2015 | Credit reporting | Credit reporting company's investigationNo notice of investigation status/result | TX | Explained | Yes |
| Feb 2, 2015 | Credit reporting | Credit reporting company's investigationInadequate help over the phone | NC | Explained | Yes |
| Jan 6, 2015 | Credit reporting | Incorrect information on credit reportPublic record | FL | Explained | Yes |
| Dec 31, 2014 | Credit reporting | Incorrect information on credit reportAccount status | MS | Explained | Yes |
| Dec 21, 2014 | Credit reporting | Credit reporting company's investigationInadequate help over the phone | MI | Explained | Yes |
| Dec 10, 2014 | Credit reporting | Incorrect information on credit reportAccount terms | OH | Explained | Yes |
| Nov 24, 2014 | Credit reporting | Improper use of my credit reportReport improperly shared by CRC | LA | Fixed | Yes |
| Nov 24, 2014 | Credit reporting | Incorrect information on credit reportAccount status | PA | Explained | Yes |
| Nov 16, 2014 | Credit reporting | Credit reporting company's investigationNo notice of investigation status/result | TX | Explained | Yes |
| Oct 25, 2014 | Credit reporting | Credit reporting company's investigationInadequate help over the phone | MS | Fixed | Yes |
| Sep 12, 2014 | Credit reporting | Incorrect information on credit reportInformation is not mine | TX | Explained | Yes |
| Sep 8, 2014 | Credit reporting | Credit monitoring or identity protectionProblem with fraud alerts | MS | Explained | Yes |
| Aug 22, 2014 | Credit reporting | Incorrect information on credit reportInformation is not mine | TX | Explained | Yes |
| Aug 15, 2014 | Credit reporting | Incorrect information on credit reportAccount status | NJ | Explained | Yes |
| Aug 6, 2014 | Credit reporting | Credit monitoring or identity protectionBilling dispute | NY | Explained | Yes |
| Jul 31, 2014 | Credit reporting | Incorrect information on credit reportAccount terms | AL | Explained | Yes |
| Jul 17, 2014 | Credit reporting | Incorrect information on credit reportAccount terms | SD | Money back | Yes |
| Jun 26, 2014 | Credit reporting | Incorrect information on credit reportAccount terms | FL | Explained | Yes |
| May 2, 2014 | Credit reporting | Incorrect information on credit reportInformation is not mine | NC | Explained | Yes |
| Apr 15, 2014 | Credit reporting | Incorrect information on credit reportPersonal information | CA | Explained | No |
| Apr 14, 2014 | Credit reporting | Credit monitoring or identity protectionBilling dispute | CA | Explained | No |
| Apr 9, 2014 | Credit reporting | Credit reporting company's investigationNo notice of investigation status/result | NY | Explained | No |
| Apr 4, 2014 | Credit reporting | Unable to get credit report/credit scoreProblem getting report or credit score | IL | Explained | No |
| Mar 12, 2014 | Credit reporting | Incorrect information on credit reportInformation is not mine | TX | Explained | No |
| Mar 4, 2014 | Credit reporting | Incorrect information on credit reportAccount status | IL | Explained | No |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
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