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Debt collection

First Data debt collection complaints

Consumers have filed 502 complaints about First Data's debt collection. See the whole First Data record.

First Data against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13First Data0new--502

Every debt collector ranked

Latest First Data debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jan 10, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineFLExplainedNo
Jan 3, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineGAFixedNo
Jan 3, 2014Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyWAFixedNo
Dec 18, 2013Debt collectionCommunication tacticsThreatened to take legal actionRIFixedNo
Dec 16, 2013Debt collectionDisclosure verification of debtNot given enough info to verify debtSCExplainedNo
Dec 16, 2013Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftCAClosedNo
Nov 12, 2013Debt collectionCont'd attempts collect debt not owedDebt was paidCAExplainedNo
Nov 6, 2013Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftWIExplainedNo
Nov 5, 2013Debt collectionCont'd attempts collect debt not owedDebt was paidLAClosedYes
Nov 2, 2013Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftGAExplainedYes
Nov 1, 2013Debt collectionFalse statements or representationAttempted to collect wrong amountCAMoney backYes
Oct 31, 2013Debt collectionCommunication tacticsThreatened to take legal actionMDMoney backYes
Sep 24, 2013Debt collectionCont'd attempts collect debt not owedDebt is not mineTXClosedYes
Sep 19, 2013Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftGAExplainedYes
Sep 13, 2013Debt collectionCommunication tacticsThreatened to take legal actionCAExplainedYes
Sep 6, 2013Debt collectionCont'd attempts collect debt not owedDebt is not mineTXExplainedNo
Aug 28, 2013Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftTXClosedYes
Aug 26, 2013Debt collectionCont'd attempts collect debt not owedDebt is not mineOHExplainedNo
Aug 5, 2013Debt collectionCommunication tacticsFrequent or repeated callsCAMoney backYes
Jul 24, 2013Debt collectionCont'd attempts collect debt not owedDebt is not mineOHFixedNo
Jul 23, 2013Debt collectionCont'd attempts collect debt not owedDebt is not mineCAExplainedYes
Jul 13, 2013Debt collectionCont'd attempts collect debt not owedDebt is not mineMDExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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