Credit reporting
First Merchants credit reporting complaints
Consumers have filed 9 complaints about First Merchants's credit reporting, 2 in the last 12 months. First Merchants answered 100% on time and closed 0% with relief. See the whole First Merchants record.
First Merchants against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | First Merchants | 2 | 100% | 0% |
Latest First Merchants credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 26, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 26, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 21, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 3, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 15, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 26, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 12, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 21, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 20, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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