Debt collection
First Niagara Financial Group debt collection complaints
Consumers have filed 6 complaints about First Niagara Financial Group's debt collection. See the whole First Niagara Financial Group record.
First Niagara Financial Group against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | First Niagara Financial Group | 0 | - | - |
Latest First Niagara Financial Group debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 17, 2016 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Sep 18, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 29, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 23, 2014 | Debt collection | False statements or representationIndicated shouldn't respond to lawsuit | Explained |
| Mar 6, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 25, 2014 | Debt collection | False statements or representationIndicated shouldn't respond to lawsuit | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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