Debt collection
Five Lakes Agency debt collection complaints
Consumers have filed 6 complaints about Five Lakes Agency's debt collection. See the whole Five Lakes Agency record.
Five Lakes Agency against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Five Lakes Agency | 0 | - | - |
Latest Five Lakes Agency debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 19, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 13, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Jan 30, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 1, 2013 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Sep 16, 2013 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Sep 3, 2013 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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