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Debt collection

FMS Inc debt collection complaints

Consumers have filed 143 complaints about FMS Inc's debt collection, 5 in the last 12 months. FMS Inc answered 100% on time and closed 0% with relief. See the whole FMS Inc record.

FMS Inc against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13FMS Inc5new100%0%143

Every debt collector ranked

Latest FMS Inc debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 6, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineAZClosedYes
Oct 6, 2014Debt collectionCommunication tacticsFrequent or repeated callsNCExplainedYes
Sep 20, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineNMClosedYes
Sep 12, 2014Debt collectionCommunication tacticsFrequent or repeated callsNCExplainedYes
Aug 22, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineTXExplainedYes
Aug 15, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineCAClosedYes
Aug 8, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineCAClosedYes
Aug 4, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineOHClosedYes
Jul 5, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineWVExplainedYes
Jun 20, 2014Debt collectionCommunication tacticsFrequent or repeated callsMIExplainedYes
Jun 18, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidAZExplainedYes
May 27, 2014Debt collectionCommunication tacticsUsed obscene/profane/abusive languageCAExplainedYes
May 14, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtNYExplainedYes
Apr 28, 2014Debt collectionCommunication tacticsFrequent or repeated callsNJExplainedYes
Apr 15, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineORExplainedYes
Apr 11, 2014Debt collectionCommunication tacticsFrequent or repeated callsOHExplainedYes
Apr 9, 2014Debt collectionCommunication tacticsFrequent or repeated callsPAExplainedYes
Mar 11, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidIDExplainedYes
Mar 7, 2014Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Dec 19, 2013Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftGAExplainedYes
Dec 14, 2013Debt collectionCommunication tacticsFrequent or repeated callsINExplainedYes
Nov 24, 2013Debt collectionCommunication tacticsUsed obscene/profane/abusive languageKYExplainedYes
Jul 26, 2013Debt collectionFalse statements or representationAttempted to collect wrong amountIAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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