Debt collector · complaint record
FMS Inc complaints
Filed under FMS Inc.
Consumers have filed 159 complaints about FMS Inc since 2013, 6 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 159
- Last 12 months
- 6
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #883 of 1,963
Since July 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 5, 2026
Most complained-about debt collectors
FMS Inc complaints by month
The busiest month was March 2015 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How FMS Inc answered all time
- Closed with explanation15195%
- Closed85%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What FMS Inc complaints are about
Top FMS Inc problems
Inside "Cont'd attempts collect debt not owed"
- Debt is not mine 25
- Debt was paid 9
- Debt resulted from identity theft 5
Where FMS Inc complaints come from
Most complaints: Idaho (19), Oklahoma (15), Florida (13), California (11), Washington (9).
FMS Inc compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | FMS IncDebt collection | - | 6 | - |
Compare side by side: FMS Inc vs Green Square · FMS Inc vs EMoneyUSA · FMS Inc vs Mullooly Jeffrey Rooney & Flynn · FMS Inc vs Credit World Services
What people say about FMS Inc
All experiencesNo experiences with FMS Inc yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest FMS Inc complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 11, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jan 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 15, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 30, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 21, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 8, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 7, 2025 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
Questions about FMS Inc
How many complaints does FMS Inc have?
FMS Inc has 159 complaints on record since July 2013, including 6 in the last 12 months and 1 in the last 30 days. That makes it number 1,757 of every company by complaints this year.
Does FMS Inc respond to complaints?
Yes. FMS Inc answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with FMS Inc?
The most common problems are attempts to collect debt not owed (30), electronic communications (2), false statements or representation (11).
Is FMS Inc legit?
FMS Inc is a real company with a public complaint record: consumers have complained about it 159 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is FMS Inc legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against FMS Inc?
Complain to FMS Inc in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most FMS Inc complaints come from?
Most come from Idaho (19), Oklahoma (15), Florida (13). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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