Debt collection
FMS Inc debt collection complaints
Consumers have filed 143 complaints about FMS Inc's debt collection, 5 in the last 12 months. FMS Inc answered 100% on time and closed 0% with relief. See the whole FMS Inc record.
FMS Inc against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | FMS Inc | 5 | 100% | 0% |
Latest FMS Inc debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 11, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jan 15, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 30, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 21, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 8, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 20, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 8, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 3, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 7, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 21, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 21, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 23, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 5, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 23, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 15, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 3, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 18, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 19, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 11, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 16, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 9, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 25, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 21, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 3, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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