Debt collector · complaint record
Gary A. Smiley Assoc complaints
Filed under Gary A. Smiley Assoc.
Consumers have filed 1 complaint about Gary A. Smiley Assoc since 2019, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 1
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since June 2019
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jun 25, 2019
Gary A. Smiley Assoc complaints by month
The busiest month was June 2019 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Gary A. Smiley Assoc answered all time
- Closed with explanation1100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Gary A. Smiley Assoc problems
Inside "Took or threatened to take negative or legal action"
- Threatened to sue you for very old debt 1
Gary A. Smiley Assoc compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Gary A. Smiley AssocDebt collection | - | 0 | - |
Compare side by side: Gary A. Smiley Assoc vs Green Square · Gary A. Smiley Assoc vs EMoneyUSA · Gary A. Smiley Assoc vs Mullooly Jeffrey Rooney & Flynn · Gary A. Smiley Assoc vs Credit World Services
What people say about Gary A. Smiley Assoc
All experiencesNo experiences with Gary A. Smiley Assoc yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Gary A. Smiley Assoc complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 25, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
Questions about Gary A. Smiley Assoc
How many complaints does Gary A. Smiley Assoc have?
Gary A. Smiley Assoc has 1 complaint on record since June 2019, including 0 in the last 12 months and 0 in the last 30 days.
Does Gary A. Smiley Assoc respond to complaints?
Yes. Gary A. Smiley Assoc answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Gary A. Smiley Assoc?
The most common problems are took or threatened to take negative or legal action (1).
Is Gary A. Smiley Assoc legit?
Gary A. Smiley Assoc is a real company with a public complaint record: consumers have complained about it 1 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Gary A. Smiley Assoc legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Gary A. Smiley Assoc?
Complain to Gary A. Smiley Assoc in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Gary A. Smiley Assoc complaints come from?
Most come from Illinois (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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