Debt collection
GFS II debt collection complaints
Consumers have filed 103 complaints about GFS II's debt collection, 23 in the last 12 months (-23%). GFS II answered 100% on time and closed 0% with relief. See the whole GFS II record.
GFS II against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | GFS II | 23 | 100% | 0% |
Latest GFS II debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 25, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 5, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 16, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 28, 2023 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Dec 16, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 5, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 27, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 25, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 21, 2023 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jun 25, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jun 9, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 7, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| May 24, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 12, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 24, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 24, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 15, 2023 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Jan 4, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 3, 2023 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Dec 8, 2022 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jul 27, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 18, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 31, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 16, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 4, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 26, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 15, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 22, 2021 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Oct 8, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 14, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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