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Credit reporting

I.C. System credit reporting complaints

Consumers have filed 5,054 complaints about I.C. System's credit reporting, 1,236 in the last 12 months (+15%). I.C. System answered 100% on time and closed 0% with relief. See the whole I.C. System record.

I.C. System against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13I.C. System1,236+15%100%0%5,054

Every credit bureau ranked

Latest I.C. System credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Oct 29, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Oct 29, 2026Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneGAExplainedYes
Oct 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Oct 27, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Oct 27, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Oct 27, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Oct 26, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysCAExplainedYes
Oct 26, 2026Credit reportingIncorrect information on your reportAccount status incorrectWAExplainedYes
Oct 26, 2026Credit reportingImproper use of your reportReporting company used your report improperlyOHExplainedYes
Oct 26, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Oct 26, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Oct 26, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportOHExplainedYes
Oct 25, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseINExplainedYes
Oct 25, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMOExplainedYes
Oct 24, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Oct 24, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMIExplainedYes
Oct 24, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportWAExplainedYes
Oct 23, 2026Credit reportingImproper use of your reportReporting company used your report improperlyKYExplainedYes
Oct 23, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNJExplainedYes
Oct 23, 2026Credit reportingIncorrect information on your reportAccount information incorrectLAExplainedYes
Oct 23, 2026Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Oct 22, 2026Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes
Oct 21, 2026Credit reportingIncorrect information on your reportAccount information incorrectNJExplainedYes
Oct 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Oct 21, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Oct 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Oct 20, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Oct 20, 2026Credit reportingImproper use of your reportReporting company used your report improperlyKYExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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