Debt collector · complaint record
I.C. System complaints
Filed under I.C. System, Inc.
Consumers have filed 26,185 complaints about I.C. System since 2013, 8,160 of them in the last 12 months (+66% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed. It is the 7th most complained-about of 1,963 debt collectors this year.
Weak response record. How it works
- Complaints on record
- 26,185
- Last 12 months
- 8,160
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 563
- Rank
- #7 of 1,963
Since July 2013
+66% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 13, 2026
Most complained-about debt collectors
I.C. System complaints by month
The busiest month was March 2026 (972 complaints). Complaints in the last 12 months are up 66% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How I.C. System answered last 12 months
- Closed with explanation8,15999.9%
- In progress10%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend3/15+66% vs last year
What I.C. System complaints are about
Top I.C. System problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 6,952
- Debt was result of identity theft 2,825
- Debt was paid 1,028
- Debt was already discharged in bankruptcy and is no longer owed 174
Where I.C. System complaints come from
Most complaints: Texas (3,597), Florida (3,331), Georgia (2,624), California (2,076), North Carolina (1,256).
I.C. System compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | CCS Financial ServicesDebt collection | 53 | 10,265 | C |
| 2 | Kriya CapitalDebt collection | 86 | 8,832 | A |
| 3 | I.C. SystemDebt collection | 48 | 8,160 | D |
| 4 | National Credit SystemsDebt collection | 51 | 7,463 | C |
| 5 | Caine & WeinerDebt collection | 79 | 6,612 | B |
| 6 | Spring Oaks CapitalDebt collection | 89 | 5,662 | A |
| 7 | Servicer under contract with Federal Student AidDebt collection | 3 | 4,967 | F |
| 8 | Transworld SystemsDebt collection | 56 | 4,837 | C |
Compare side by side: I.C. System vs CCS Financial Services · I.C. System vs Kriya Capital · I.C. System vs National Credit Systems · I.C. System vs Caine & Weiner
What people say about I.C. System
All experiencesNo experiences with I.C. System yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest I.C. System complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 13, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 11, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about I.C. System
How many complaints does I.C. System have?
I.C. System has 26,185 complaints on record since July 2013, including 8,160 in the last 12 months and 563 in the last 30 days. That makes it number 26 of every company by complaints this year.
Does I.C. System respond to complaints?
Yes. I.C. System answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 48/100 (grade D).
What do people complain about most with I.C. System?
The most common problems are attempts to collect debt not owed (10,979), took or threatened to take negative or legal action (2,227), written notification about debt (3,887).
Is I.C. System legit?
I.C. System is a real company with a public complaint record: consumers have complained about it 26,185 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is I.C. System legit? for the signals, red flags and how to protect yourself.
Are complaints about I.C. System going up or down?
Up. There were 8,160 complaints in the last 12 months against 4,915 in the 12 before (+66%). See every month.
How do I file a complaint against I.C. System?
Complain to I.C. System in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most I.C. System complaints come from?
Most come from Texas (3,597), Florida (3,331), Georgia (2,624). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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