IMC Capital against other credit card companies
| # | Company | 12 months | Change | On time | Relief | All time |
|---|
| 1 | Capital One | 14,231 | +52% | 99.9% | 22% | 71,421 |
| 2 | Citibank | 12,511 | +54% | 99.9% | 42% | 69,867 |
| 3 | Synchrony | 9,417 | +55% | 95.9% | 20% | 46,487 |
| 4 | JPMorgan Chase | 7,363 | +30% | 100% | 21% | 48,168 |
| 5 | Bank of America | 6,335 | +62% | 99.3% | 39% | 37,295 |
| 6 | American Express | 5,838 | +29% | 98.7% | 23% | 33,782 |
| 7 | Wells Fargo | 3,702 | +44% | 99.9% | 27% | 19,609 |
| 8 | Bread Financial (Comenity) | 3,690 | +29% | 100% | 47% | 21,535 |
| 9 | Goldman Sachs Bank (Apple Card, Marcus) | 3,156 | +36% | 100% | 27% | 10,467 |
| 10 | Barclays US | 2,871 | +36% | 100% | 7% | 18,152 |
| 11 | U.S. Bank | 2,011 | +50% | 100% | 33% | 11,339 |
| 12 | TransUnion | 1,897 | -74% | 100% | 57% | 19,687 |
| 13 | IMC Capital | 0 | new | - | - | 46 |
Every card issuer ranked
Latest IMC Capital credit cards complaints
| Received | About | Issue | State | Answer | On time |
|---|
| Jan 10, 2018 | Credit cards | Advertising and marketing, including promotional offersConfusing or misleading advertising about the credit card | OH | No timely reply | No |
| May 2, 2017 | Credit cards | Getting a credit cardSent card you never applied for | - | No timely reply | No |
| Apr 25, 2017 | Credit cards | Getting a credit cardSent card you never applied for | FL | No timely reply | No |
| Apr 7, 2017 | Credit cards | Identity theft / Fraud / Embezzlement | NE | No timely reply | No |
| Apr 5, 2017 | Credit cards | Advertising and marketing | IN | No timely reply | No |
| Mar 21, 2017 | Credit cards | Unsolicited issuance of credit card | CO | No timely reply | No |
| Mar 13, 2017 | Credit cards | Unsolicited issuance of credit card | CT | No timely reply | No |
| Feb 24, 2017 | Credit cards | Unsolicited issuance of credit card | CO | No timely reply | No |
| Dec 20, 2016 | Credit cards | Identity theft / Fraud / Embezzlement | MT | No timely reply | No |
| Dec 13, 2016 | Credit cards | Unsolicited issuance of credit card | OR | No timely reply | No |
| Dec 7, 2016 | Credit cards | Unsolicited issuance of credit card | PA | No timely reply | No |
| Nov 30, 2016 | Credit cards | Unsolicited issuance of credit card | OR | No timely reply | No |
| Nov 29, 2016 | Credit cards | Credit card protection / Debt protection | IA | No timely reply | No |
| Nov 1, 2016 | Credit cards | Unsolicited issuance of credit card | TX | No timely reply | No |
| Oct 26, 2016 | Credit cards | Unsolicited issuance of credit card | NC | No timely reply | No |
| Oct 24, 2016 | Credit cards | Unsolicited issuance of credit card | NY | No timely reply | No |
| Oct 21, 2016 | Credit cards | Unsolicited issuance of credit card | FL | No timely reply | No |
| Oct 19, 2016 | Credit cards | Unsolicited issuance of credit card | NY | No timely reply | No |
| Oct 19, 2016 | Credit cards | Identity theft / Fraud / Embezzlement | VA | No timely reply | No |
| Oct 7, 2016 | Credit cards | Unsolicited issuance of credit card | MN | No timely reply | No |
| Oct 7, 2016 | Credit cards | Identity theft / Fraud / Embezzlement | CO | No timely reply | No |
| Oct 6, 2016 | Credit cards | Identity theft / Fraud / Embezzlement | TX | No timely reply | No |
| Sep 26, 2016 | Credit cards | Unsolicited issuance of credit card | FL | No timely reply | No |
| Sep 25, 2016 | Credit cards | Advertising and marketing | DC | No timely reply | No |
| Sep 17, 2016 | Credit cards | Unsolicited issuance of credit card | CA | No timely reply | No |
| Sep 6, 2016 | Credit cards | Unsolicited issuance of credit card | WA | No timely reply | No |
| Aug 31, 2016 | Credit cards | Unsolicited issuance of credit card | ID | No timely reply | No |
| Aug 16, 2016 | Credit cards | Advertising and marketing | MD | Explained | No |
| Aug 11, 2016 | Credit cards | Unsolicited issuance of credit card | GA | No timely reply | No |
| Jul 26, 2016 | Credit cards | Unsolicited issuance of credit card | GA | No timely reply | No |
Your rights with credit card companies
Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.
Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.
General information, not legal advice; rules vary by state. Plain-English guides
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