Debt collection
Io, Inc debt collection complaints
Consumers have filed 645 complaints about Io, Inc's debt collection, 73 in the last 12 months (-6%). Io, Inc answered 100% on time and closed 0% with relief. See the whole Io, Inc record.
Io, Inc against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Io, Inc | 73 | 100% | 0% |
Latest Io, Inc debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 9, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 22, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 22, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 15, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 9, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 25, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 16, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 11, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 4, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 4, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 27, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 26, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 21, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 20, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 17, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 5, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 4, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 2, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 2, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 27, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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