Debt collector · complaint record
Ladera Ranch Home Loans complaints
Filed under Ladera Ranch Home Loans, Inc.
Consumers have filed 2 complaints about Ladera Ranch Home Loans since 2021, none in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 0
- Answered on time
- 50%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since April 2021
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 8, 2025
Ladera Ranch Home Loans complaints by month
The busiest month was April 2021 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Ladera Ranch Home Loans answered all time
- Closed with explanation150%
- Untimely response150%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Ladera Ranch Home Loans complaints are about
Top Ladera Ranch Home Loans problems
Inside "Took or threatened to take negative or legal action"
- Threatened to arrest you or take you to jail if you do not pay 1
Ladera Ranch Home Loans compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Ladera Ranch Home LoansDebt collection | - | 0 | - |
Compare side by side: Ladera Ranch Home Loans vs Green Square · Ladera Ranch Home Loans vs EMoneyUSA · Ladera Ranch Home Loans vs Mullooly Jeffrey Rooney & Flynn · Ladera Ranch Home Loans vs Credit World Services
What people say about Ladera Ranch Home Loans
All experiencesNo experiences with Ladera Ranch Home Loans yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Ladera Ranch Home Loans complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 8, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Apr 29, 2021 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Explained |
Questions about Ladera Ranch Home Loans
How many complaints does Ladera Ranch Home Loans have?
Ladera Ranch Home Loans has 2 complaints on record since April 2021, including 0 in the last 12 months and 0 in the last 30 days.
Does Ladera Ranch Home Loans respond to complaints?
Yes. Ladera Ranch Home Loans answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Ladera Ranch Home Loans?
The most common problems are took or threatened to take negative or legal action (1), applying for a mortgage or refinancing an existing mortgage (1).
Is Ladera Ranch Home Loans legit?
Ladera Ranch Home Loans is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Ladera Ranch Home Loans legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Ladera Ranch Home Loans?
Complain to Ladera Ranch Home Loans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Ladera Ranch Home Loans complaints come from?
Most come from California (1), Missouri (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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