Debt collector · complaint record
Lafayette, Ayers & Whitlock complaints
Filed under Lafayette, Ayers & Whitlock, PLC
Consumers have filed 3 complaints about Lafayette, Ayers & Whitlock since 2019, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since February 2019
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 14, 2026
Most complained-about debt collectors
Lafayette, Ayers & Whitlock complaints by month
The busiest month was February 2019 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Lafayette, Ayers & Whitlock answered all time
- Closed with explanation3100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Lafayette, Ayers & Whitlock problems
Inside "Took or threatened to take negative or legal action"
- Threatened to sue you for very old debt 1
- Sued you without properly notifying you of lawsuit 1
Lafayette, Ayers & Whitlock compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Lafayette, Ayers & WhitlockDebt collection | - | 1 | - |
Compare side by side: Lafayette, Ayers & Whitlock vs Green Square · Lafayette, Ayers & Whitlock vs EMoneyUSA · Lafayette, Ayers & Whitlock vs Mullooly Jeffrey Rooney & Flynn · Lafayette, Ayers & Whitlock vs Credit World Services
What people say about Lafayette, Ayers & Whitlock
All experiencesNo experiences with Lafayette, Ayers & Whitlock yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Lafayette, Ayers & Whitlock complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 6, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 20, 2019 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
Questions about Lafayette, Ayers & Whitlock
How many complaints does Lafayette, Ayers & Whitlock have?
Lafayette, Ayers & Whitlock has 3 complaints on record since February 2019, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Lafayette, Ayers & Whitlock respond to complaints?
Yes. Lafayette, Ayers & Whitlock answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Lafayette, Ayers & Whitlock?
The most common problems are took or threatened to take negative or legal action (2), attempts to collect debt not owed (1).
Is Lafayette, Ayers & Whitlock legit?
Lafayette, Ayers & Whitlock is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lafayette, Ayers & Whitlock legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Lafayette, Ayers & Whitlock?
Complain to Lafayette, Ayers & Whitlock in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Lafayette, Ayers & Whitlock complaints come from?
Most come from Virginia (2), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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