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Debt collection

LCO Financial Services debt collection complaints

Consumers have filed 7 complaints about LCO Financial Services's debt collection. See the whole LCO Financial Services record.

LCO Financial Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13LCO Financial Services0new--7

Every debt collector ranked

Latest LCO Financial Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jan 25, 2022Debt collectionThreatened to contact someone or share information improperlyContacted your employerKYMoney backYes
Jul 8, 2021Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingILMoney backYes
Jan 6, 2021Debt collectionAttempts to collect debt not owedDebt is not yours-Money backYes
Oct 19, 2019Debt collectionWritten notification about debtDidn't receive notice of right to disputeINExplainedYes
Dec 27, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Aug 2, 2018Debt collectionThreatened to contact someone or share information improperlyContacted your employerMSExplainedYes
May 30, 2018Debt collectionCommunication tacticsFrequent or repeated callsINExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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