Lender · complaint record
LCO Financial Services complaints
Filed under LCO Financial Services, LLC
Consumers have filed 108 complaints about LCO Financial Services since 2018, none in the last 12 months. It answered 98.1% on time and closed 10% with relief for the customer. The most common problem is charged fees or interest you didn't expect.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 108
- Last 12 months
- 0
- Answered on time
- 98.1%
- Closed with relief
- 10%
- Last 30 days
- 0
- Rank
- -
Since May 2018
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Oct 7, 2022
LCO Financial Services complaints by month
The busiest month was September 2018 (7 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How LCO Financial Services answered all time
- Closed with monetary relief1110.2%
- Closed with explanation9789.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What LCO Financial Services complaints are about
Top LCO Financial Services problems
Where LCO Financial Services complaints come from
Most complaints: California (20), Florida (13), Maryland (7), North Carolina (7), Oregon (6).
LCO Financial Services compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | LCO Financial ServicesPayday & personal loans | - | 0 | - |
Compare side by side: LCO Financial Services vs SoLo Funds · LCO Financial Services vs AAA Auto Title Loans · LCO Financial Services vs Powerpay · LCO Financial Services vs AmeriCash
What people say about LCO Financial Services
All experiencesNo experiences with LCO Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest LCO Financial Services complaints
Full logQuestions about LCO Financial Services
How many complaints does LCO Financial Services have?
LCO Financial Services has 108 complaints on record since May 2018, including 0 in the last 12 months and 0 in the last 30 days.
Does LCO Financial Services respond to complaints?
Yes. LCO Financial Services answered 98.1% of its complaints on time (within 15 days) and closed 10% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with LCO Financial Services?
The most common problems are charged fees or interest you didn't expect (55), struggling to pay your loan (23), problem with the payoff process at the end of the loan (6).
Is LCO Financial Services legit?
LCO Financial Services is a real company with a public complaint record: consumers have complained about it 108 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is LCO Financial Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against LCO Financial Services?
Complain to LCO Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most LCO Financial Services complaints come from?
Most come from California (20), Florida (13), Maryland (7). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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